I like to put a new picture on the center of my desktop every few days.  I often wish to put a title or brief comment by or on it.  At the moment I just post a new file folder top with one of the available icons and change the title with a couple of new words, but this is very limiting.  Is there a quick easy way to make a little box or shape with a title or message and perhaps color or graphic I can paste anywhere on or around the picture? 
Thanks!
dickJ